Did you just buy a car? Well, congratulations! It is a dream that many Indians share and constantly strive for. Some people use it as a sign of progression while others choose to buy due to needs. Whether you are buying a car for the first time or upgrading from an existing one, it is always very exciting. And it is in the excitement that we might forget a few things.
Law of the Land
The most important thing that one must not forget while buying a car is its insurance policy. The Motor Vehicles Act has been around for quite some time. However, an amendment to the same in the year 1988 meant that everyone took close notice of the same. As per the amendment, all vehicles need to be covered with a valid car insurance policy.
Financial Cover
The statement becomes even more significant when you consider a person who is learning to drive. During the learning period, it is quite common to confuse things, for example – confuse the brake pedal with the accelerator pedal. And it is needless to say what it might lead to. If you have bought a new car, such incidents and accidents can hurt you a lot financially.
While you are learning to drive, parking the car can be a bit tricky. If you take a closer look at parking lots, you will find a lot of scratches on the walls as well as the pillars. Irrespective of how careful a new driver is, such accidents might happen. Leaving everything up to fate, especially during driving, just doesn’t add up.
A quick visit to any service center or stockyards where they repair body parts can be quite educating. You will find at least a few cars with an L sticker or less than a few hundred kilometers on the odometer in the yard or service center. Less than a few hundred kilometers means that the car has barely been used but is in the service center for repairs.
If you are a learner driver, concentrating on so many things at the same time can be a bit overwhelming. Firstly, one needs to learn how to drive. Secondly, one needs to take care and ensure no pedestrian or other car gets troubled by your car. Thirdly, one needs to follow the traffic instructions. And most importantly, you will find other vehicles on the road. Even though you might be careful, someone else’s mistake might cause substantial damage to you and your vehicle.
Reaching Out
For learner drivers, you can reach out to your training institute for information. The trainers have enough knowledge not only driving but also about insurance. The different clauses, benefits, and features of a car insurance. In case, you are not too happy with the same and need additional information, there are enough forums and people out there who can help you. You can either reach out to people who have prior experience in buying car insurance or any insurer that you wish to buy the policy from.
It is recommended to buy a car insurance policy before you even start learning to drive. This way you can ensure the highest level of protection even before you start the engine. In the unfortunate event of an accident or any sort of incident, the policy will come into effect.
Online Car Insurance
There are two types of insurance that you can choose from. Being aware of types of insurance can help you pick a policy that best suits your needs. You can either buy a third party car insurance or a comprehensive car insurance. A third party car insurance offers coverage for any damages or injuries to third party individuals or properties. A comprehensive cover, on the other hand, offers a lot more value for your money.
It includes the third-party cover and adds own damage component as well. If you wish to buy car insurance online in India, the market offers a lot of options for the same. Apart from different types of insurance, you can also choose from various insurers. The presence certified insurers ensures that car insurance online in India is convenient.
When you choose to go online, you have the ability to compare policies. This way you can save a considerable amount of money on the purchase. A car insurance policy is extremely important for any car owner but more so if you are a learner driver. If you haven’t already bought one, it is high time to buy a policy for your car before you set out to drive. Remember, purchasing car insurance is not only compulsory but also beneficial in challenging times.
Know why car insurance is essential for learner driver
Did you just buy a car? Well, congratulations! It is a dream that a lot of Indians share and constantly strive for. Some people use it as a sign of progression while others choose to buy due to needs. Whether you are buying a car for the first time or upgrading from an existing one, it is always very exciting. And it is in the excitement that we might forget a few things.
Law of the Land
The most important thing that one must not forget while buying a car is its insurance policy. The Motor Vehicles Act has been around for quite some time. However, an amendment to the same in the year 1988 meant that everyone took close notice of the same. As per the amendment, all vehicles need to be covered with a valid car insurance policy.
Financial Cover
The statement becomes even more significant when you consider a person who is learning to drive. During the learning period, it is quite common to confuse things, for example – confuse the brake pedal with the accelerator pedal. And it is needless to say what it might lead to. If you have bought a new car, such incidents and accidents can hurt you a lot financially.
While you are learning to drive, parking the car can be a bit tricky. If you take a closer look at parking lots, you will find a lot of scratches on the walls as well as the pillars. Irrespective of how careful a new driver is, such accidents might happen. Leaving everything up to fate, especially during driving, just doesn’t add up.
A quick visit to any service center or stockyards where they repair body parts can be quite educating. You will find at least a few cars with an L sticker or less than a few hundred kilometers on the odometer in the yard or service center. Less than a few hundred kilometers means that the car has barely been used but is in the service center for repairs.
If you are a learner driver, concentrating on so many things at the same time can be a bit overwhelming. Firstly, one needs to learn how to drive. Secondly, one needs to take care and ensure no pedestrian or other car gets troubled by your car. Thirdly, one needs to follow the traffic instructions. And most importantly, you will find other vehicles on the road. Even though you might be careful, someone else’s mistake might cause substantial damage to you and your vehicle.
Reaching Out
For learner drivers, you can reach out to your training institute for information. The trainers have enough knowledge not only driving but also about insurance. The different clauses, benefits, and features of a car insurance. In case, you are not too happy with the same and need additional information, there are enough forums and people out there who can help you. You can either reach out to people who have prior experience in buying car insurance or any insurer that you wish to buy the policy from.
It is recommended to buy a car insurance policy before you even start learning to drive. This way you can ensure the highest level of protection even before you start the engine. In the unfortunate event of an accident or any sort of incident, the policy will come into effect.
Online Car Insurance
There are two types of insurance that you can choose from. Being aware of types of insurance can help you pick a policy that best suits your needs. You can either buy a third party car insurance or a comprehensive car insurance. A third party car insurance offers coverage for any damages or injuries to third party individuals or properties. A comprehensive cover, on the other hand, offers a lot more value for your money.
It includes the third-party cover and adds own damage component as well. If you wish to buy car insurance online in India, the market offers a lot of options for the same. Apart from different types of insurance, you can also choose from various insurers. The presence certified insurers ensures that car insurance online in India is convenient.
When you choose to go online, you have the ability to compare policies. This way you can save a considerable amount of money on the purchase. A car insurance policy is extremely important for any car owner but more so if you are a learner driver. If you haven’t already bought one, it is high time to buy a policy for your car before you set out to drive. Remember, purchasing car insurance is not only compulsory but also beneficial in challenging times.
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