Due to pandemic which created by the coronavirus is disbalance to all peoples life and economy system as well no one thought that this type of pandemic is going to happen but as everyone knows that the time heals everything before a couple of the month a lot of work closed by the coronavirus a lot of people affected that time because few lose their job and when it comes on middle-class family no one had that type of bank balance which help them to survive approx 3 or 4 month even the peddlers also affected more than the jobbers.
When the lockdown started government of India didn’t allow the peddler to sell anything due to the pandemic that time they thought about how to survive in crucial time without money but as all know that time is never stop those hard days passed and when the government allowed them to sell whatever they want to sell they can sell but that time another issue has created the lack of money because of they were free that time without doing any work they had no money to start their selling again.
So Modi Ji thinks about this situation which faced by the peddler or poor people he made a plan regarding work and decided that he will provide few money for those who wants to do work for surviving the life they can go in any bank branch and takes the loan approx 10,000 rupees which will help them to open their work again and this scheme known as PM SWANIDHI YOJNA. around 2.6 lac peddlers have applied for the loan, and 64000 people loans are accepted .while 5,500 people have started their work by the loan.
The main thing is this that they can take the loan with giving them any guaranty the peddlers will return the loan in monthly installments if the peddlers return their loan within a time then they will get a 7% annual subsidy with 1200 rupees cashback also whether its city or village we can see the peddlers everywhere. up to the next year in this plan, they can take around 10.000 rupees loan. the loan service started on 2 July 2020.
This is one of the nice things which did by the government by all peddlers or the needy people who want to start their work again in this pandemic govt. help a lot of people in many many types they provide food to them they provide respite kit to the needy people even they deposit few money also in their account to see the situation a lot of facilities also govt provide them to survive but due to lockdown, that time was literally hard to the person because of of the money or they think about the necessary things but the govt. took a nice decision to help them. and increase the economy of India.
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